It's how it is everywhere in the world but worse in some places like maybe UK, the US and even Nigeria. The goal is to majorly extract more money from people and make them dependent on the system. I heard about the money one needs to book an ambulance in the US and the amount was unbelievable.
Life happens, some people are just not lucky enough.
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Yes, I heard it too and I was like, "WTF! That's too outrageous of a price. Just to call an ambulance ooo" may God help us.