For comments that turn out to be epic I already turn those into their own posts.
Different topics get their own comments.
If everything in the comment is intertwined, the comment has to stay whole. No one likes to read 20-line paragraphs (especially on mobile), so I break up paragraphs into smaller pieces.
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For example, perhaps you want to separate the "I'm asking because..." as a comment under your top-level comment. 🤔🤓