Good luck on reaching your goals!
The reward is just proportional to the risk taken - although surely you can find fairly safe options at a pretty good APR! Personally, I like to consider money in crypto as money I don't actually own - that way I am more willing to be risky, as really I only put in what I can afford to lose.
I think partially you can also divide it like this: once you're a whale, your safe investments can give you great returns.. But if you're just a minnow, or a plankton, 10% APR is not exactly the craziest number. So you gotta be less risk-averse.
!1UP
Thanks!
Regarding being a whale or plankton, I can't say a lot about the first as I'm not one, but I would say that there is no big difference... 10% APR for a whale doesn't have to be "that much" as they have more appetite and probably want more earnings... And regarding minnows, for some people, even a couple of cents can make a difference... So, in the end, 10% is 10%, whoever you are, a whale, or a minnow... But, I do understand your point and it's hard to be in others' shoes...
!LUV
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