Good luck on reaching your goals!
Thanks!
Regarding being a whale or plankton, I can't say a lot about the first as I'm not one, but I would say that there is no big difference... 10% APR for a whale doesn't have to be "that much" as they have more appetite and probably want more earnings... And regarding minnows, for some people, even a couple of cents can make a difference... So, in the end, 10% is 10%, whoever you are, a whale, or a minnow... But, I do understand your point and it's hard to be in others' shoes...
!LUV
!WINE
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@ph1102(3/5) gave you LUV.
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Given the current emission rate of LUV pushing 500/day, increases to required LUV levels will likely be forthcoming.