The truth is, I agree with you on many of the things you say in this post; but personally, I believe (in my opinion) that the problem that makes people poor in most cases is the lack of vision to understand that they must produce much more than they spend.
I think (and again, it's my personal opinion, so I understand anyone who disagrees with this), how stingy is one who, having enough money to live comfortably, unnecessarily deprives himself and his family of the quality of life that could be given, skimping on spending even on the most basic things by simply believing that he don't deserve.
I also think that there is a difference between being stingy and being spendthrift, and that both are extremes that should be avoided in order to keep our finances healthy.
The most important thing is that we must determine the lifestyle that we want to give ourselves (the lifestyle that we consider worthy for ourselves and our families) and learn to produce money based on that quality of life; but understanding that we must always produce money in much greater measure of what we spend it, because that is the key.
Because otherwise a problem occurs, because let's put a hypothetical case, if in a water tank we put a hose that fills the water tank at a rate of 10 liters per minute, but we take water out of the tank at a rate of 15 liters per minute , then something is wrong, and there will come a time when the tank will not have enough water to give us. Well, it is exactly what happens with money if we spending it more than we earn it.
Good post. Thanks for sharing. Greetings!!
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