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5/ Because in investments, the risk of loss and the possibility of profit go hand in hand. And all of these are necessary part of the learning and action to get financial success.

2/ Many people seem to want investments to be 100% safe. But smart people know very well that any kind of investment has some inherent risk. They get risk is a normal part of the process of investing.

4/ While it is true that when someone decides not to invest, it get rid of the risks of losing money 100%. It also lose 100% the chances of profit and financial success.

3/ Although the decision of not to invest is a personal choice. It is necessary to get that this has its own drawbacks and implications.