Every time someone takes credit of any kind, they are saying "I will have money later" whether it be on a credit card or a mortgage. On a credit card, buying something that can't be bought this month means that I will have that money next month or pay interest and the month after, I will have that money plus a little bit more... If I didn't have it this month, what makes me think I will have it next?
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I am not sure if you watch or like anime. But Kaiji is a brilliant story about a man who ends up in the debt trap. Anime has two seasons.
I haven't for many years, but would like to
One outs is another good one and similar to Kaiji. But Kaiji is like darker older sibling of One outs.