It is going to be the death of centralized exchanges. As DeFi gets stronger and more is done in cryptocurrency, we will see the government's ability to intercede diminished.
This is why it is vital to keep pushing development. We are going to see some things rolling out with the SpkNetwork which will be a major step forward in this march.
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I think that since DeFi continues to be hard to understand at first the new comers in crypto will not use it and will nee centralized exchanges to start !PIZZA
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