Good question, I have been giving some away each year to my grandkids, and I figure they will be worth a lot more when they cash them in. Plus I don't want to be remembered as cheap! rofl
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I paid 1,400 Fiat USD's for a First Strike PCGS Graded Gold Buffalo Coin that is now worth about 7,000 Fiat USD's... So there's plenty to be said about Graded U.S. Coins...