One Of My Passive Incomes : Calculation HBD Saving Interest APR %

tin.aung.soe (71)in LeoFinance • 2 years ago

Hello Friends 👋

img_0.7428920236908537.jpg

Today, I want to share about one of my Passive Incomes in HIVE Blockchain.
This is about HBD Saving.

You already know about HBD Saving Interest.
The interest rate from HBD Saving has been increased from 10% APR to 12% APR.
HBD Saving interest rate APR has now been increased to 20%.

In this regard, I will explain how much HBD is accumulated and how interest is earned in connection with my HBD Saving.

img_0.5000538788859124.jpg

I saved HBD 150 in HBD Saving.
Since the HBD Saving interest rate is APR 20%, the total amount of interest and capital for the whole year will be HBD 180.

img_0.9370083595051145.jpg

Therefore, I will earn HBD 30 per annum from my HBD 150 savings.
The HBD Saving APR from HIVE Blockchain is an annual increase, but since it is distributed once a month, the interest rate of HBD 30 per year will be HBD 2.5 per month.

Here, if I do not claim a monthly interest from HBD Saving, I will only get 30 HBD at the end of the year.
Otherwise, if I claimed HBD Saving interest rate on a monthly basis, I will get the following table.

Monthly	Interest HBD
One	2.5
Two	2.542
Three	2.584
Four	2.627
Five	2.67
Six	2.714
Seven	2.758
Eight	2.803
Nine	2.849
Ten	2.895
Eleven	2.942
Twelve	2.99
Total	32.874

Therefore, if we did HBD Saving, we will get more income if we claim the interest rate on a monthly basis.

This is just a small calculation.
If you add HBD 1000 or 10000 to HBD Saving, you can calculate how much you can get at one year with this Compound Interest Calculator.

Thank you for everything.

Tin Aung Soe

[Burmese]
မင်္ဂလာပါ ။

ဒီနေ့ ကျွန်တော်၏ HIVE Blockchain ထဲမှ Passive Incomes ထဲက တစ်ခု အကြောင်းကို မျှဝေပေးချင်ပါတယ်။
ထိုအရာမှာ HBD Saving အကြောင်း ဖြစ်ပါသည်။

HBD Saving မှ အတိုး ရသည့် အကြောင်းကို သင်တို့ သိရှိကြပြီး ဖြစ်ပါမည်။
HBD Saving မှ အတိုးနှုန်းသည် ယခင်က 10 % APR ဖြစ်ပြီးတော့ 12 % APR သို့ တိုးမြှင့်ပေးခဲ့ပါသည်။
ယခုအခါ HBD Saving ၏ အတိုးနှုန်း APR မှာ 20% ထိ တိုးမြှင့်‌ ပေးထားခြင်း ဖြစ်ပါသည်။

ဤအကြောင်းအရာ နှင့် ပတ်သက်၍ HBD ဘယ်လောက် စုဆောင်းထားပါလျှင် အတိုး ဘယ်လို ရရှိကြောင်းကို ကျွန်တော် HBD Saving လုပ်ထားခြင်းနှင့် ဆက်စပ်၍ ‌ရှင်းပြပေးပါမည်။
img_0.5000538788859124.jpg
ကျွန်တော်သည် HBD Saving ၌ HBD 150 ကို ထည့်ထားပါသည်။
HBD Saving အတိုးနှုန်း APR 20% ဖြစ်သောကြောင့် တစ်နှစ်ပြည့်လျှင် အတိုးအရင်းပေါင်းသည် HBD 180 ဖြစ်ပါမည်။
img_0.9370083595051145.jpg
သို့ဖြစ်၍ ကျွန်တော်သည် HBD 150 စုထားရာမှ တစ်နှစ်လျှင် အတိုး HBD 30 ရရှိပါမည်။
HIVE Blockchain မှ HBD Saving APR သည် နှစ်စဥ်တိုး ဖြစ်သော်လည်း တစ်လလျှင် တသ်ကြိမ် ဖြန့်ဖြူးပေးသောကြောင့် တစ်နှစ်လျှင် အတိုး HBD 30 သည် တစ်လလျှင် HBD 2.5 ရပါလိမ့်မည်။

ဤတွင် ကျွန်တော်သည် HBD Saving မှ လစဉ် အတိုး claim ခြင်း မပြုလုပ်ဘဲ ထားပါလျှင် တစ်နှစ်ပြည့်သောအခါ HBD 30 မျှသာ ရပါလိမ့်မည်။
ထိုသို့မဟုတ်ပါဘဲ ကျွန်တော်သည် HBD Saving အတိုးရလဒ်ကို လစဉ် claim ခဲ့ပါလျှင် အောက်ပါ ဇယားအတိုင်း ရပါလိမ့်မည်။

Monthly	Interest HBD
One	2.5
Two	2.542
Three	2.584
Four	2.627
Five	2.67
Six	2.714
Seven	2.758
Eight	2.803
Nine	2.849
Ten	2.895
Eleven	2.942
Twelve	2.99
Total	32.874

ထို့ကြောင့် ကျွန်တော်တို့သည် HBD Saving လုပ်ထားပါက အတိုးရလဒ်ကို လစဉ် claim ပါလျှင် ဝင်ငွေ ပိုမို ရရှိမည် ဖြစ်ကြောင်း မျှဝေလိုက်ရပါတယ်။

ဤသည်မှာ ပမာဏ အနည်းငယ်ကို တွက်ချက်ပြထားခြင်းသာ ဖြစ်ပါသည်။
အကယ်၍ သင်သည် HBD Saving ကို HBD 1000 or 10000 ထည့်ထားပါလျှင် တစ်နှစ်ပြည့်သောအခါ မည်မျှ ရရှိနိုင်သည်ကို ဒီ Compound Interest Calculator ဖြင့် တွက်ချက်ကြည့်နိုင်ပါသည်။

အရာအားလုံး အတွက် ကျေးဇူးတင်ပါသည်။

တင်အောင်စိုး

#hive #hbd #ctp #cent #proofofbrain #neoxian #trafficinsider #waivio #archon

2 years ago in LeoFinance by tin.aung.soe (71)

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aung.kyaw.htet1 (53) 2 years ago

အတိုးတွေ ယူနေတယ်ပေါ့ !LOL

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lolzbot (69) 2 years ago

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heinkhantmaung (56) 2 years ago

Good job !LUV

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sawlwin (58) 2 years ago

စုတယ် တွက်တယ် တင်တယ်

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tin.aung.soe (71) 2 years ago

ဒါပဲပေဒါပဲပေါ့

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myothuzar (69) 2 years ago

အတိုးမ claim မိဘူး။အတိုးတောင် မတွေ့မိဘူး။ chat group ထဲမှာ peakd မှာ claim ရမှာဆို ဟုတ်လား။

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tin.aung.soe (71) 2 years ago

ဟုတ်တယ်

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ph1102 (76) 2 years ago

If we deduct the current, huge inflation of 8+%, we get the same APR on HBD as we have before, 12% :)
If they screw the inflation, even more, we will lose wealth with 20% APR... :(

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tin.aung.soe (71) 2 years ago

Please more explain it.

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ph1102 (76) 2 years ago

HBD is pegged to USD and there is inflation in the US which is over 8% at the moment... Inflation evaluates money and that's what I meant to say... You have 20% more USD/HBD in your account, but because of inflation, you can't buy the same stuff that you could before for the same amount of money...

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tin.aung.soe (71) 2 years ago

Yes, Right!
Inflation is worse in Myanmar. Commodity prices are rising by about 40%.

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steem82868 (66) 2 years ago

thanks for sharing!
Have a great day.
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tin.aung.soe (71) 2 years ago

Thanks.
Be happy!

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tin.aung.soe (71) 2 years ago

ကျေးဇူးပါဗျာ

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!LUV

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pizzabot (58) 2 years ago (edited)

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rtonline (75) 2 years ago

It seems pretty logical for me to buy HBD and saving on them these days when the crypto markets are crashing. In addition, sending the earnings obtained every month to savings increases the income.

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tin.aung.soe (71) 2 years ago

Yeah Right.
If you don't invest others, this is the best.

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