I am gradually building up my savings account. I have delegated my power to obtain Hive from the communities in return.
And I also take from my own earnings in HBD for savings.
I haven't been here as long as you, but we are making progress. I decided that every time I claim rewards I will put a little bit into HBD from ahr savings.
My goal is to have about $100 in savings for this year, comparing my income a little, I think I could reach it by mid-year, if I exceed it or triple it, I would be very happy about it.