I rue the day the banks started coming out with those. It made it all real, as in really real. The biggest shock for me was how much I spent at the post office.
It is really expensive to far live away from your siblings.
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Yeah the banks do it to help us manage our money. I guess it's probably required these days as most don't know how to budget.
I think my Bank has been doing it for over 20 years. The first time is a shocker. You know it, but now they know it too.