I am actually thinking the same thing like crypto financials that focuses in leveraging insurances and mortgages but certainly not recommended for the time being because blockchain as whole is still on its infant stage. There's a lot more to discover and integrate to further utilize it way beyond finances or investments. If I could add up another business idea that's about blockchain and crypto, then it would be flexibility and reliability of operations of our government agencies. After all, government should be public and transparent.
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And knowing the governments anything that will bring transparency and hinder then from embezzlement is problem for them.
I'm sure the time will come when we will have Blockchain-based insurance companies unlike what we have now. We just need to keep abreast of the development in the blockchain technology.
Nice to know we share similar idea on this ☺