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I keep both Peakd and hive open, and use both. I have puttered around with the wallet, but They keep telling Me They need a number that, when I provide it, I am told it's too long. I don't know. Really, time spent worrying about money is of so little interest to Me. Haha!

In the peakd wallet look here:

image.png

I'd just hang on to the hbd in the savings account, if you don't want to set your payouts to 100% powerup.
Trading them on the internal market is probably not worth the hassle.

image.png

Ok, I tried to power up what I have, but that's when I ran into password issues... I did find, I think, where to set it up to 100% hive power...

https://chrome.google.com/webstore/detail/hive-keychain/jcacnejopjdphbnjgfaaobbfafkihpep

If you can install this brave/chrome extension your troubles will almost be over with the keys.
Are you using brave, or chrome?

As I said, I am on chrome. Does it cost money? Or is it free?

It's free.
Install that, use 'add account' to upload your posting, active, if you care to, memo keys and it could very well be the last time you need to deal with them.

You might look at using brave, it's more private for you, and it pays a little something each month in BAT.

Well... I monkeyed with Brave, but had issues. I have stuff on three browsers. LOL! My hive stuff is on Opera.