I very much agree with your article. It is a question of balance. If you have a good safety net, you can become complacent and make poor investment choices. But if you don't have a safety net, it's worse because although you will be much more cautious, that will condition you not to take the necessary risks to win.
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Exactly! As always, the right balance between "with or without" a safety net is the right way to do things... Not complete risk to "block" you from decisions, but also not too comfortable to waste money!
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