Thanks man! Well, looking at your profile, it says you opened your account in January 2018 so yeah, you will be in the Sixers Club soon too :)
Great point with those HBD parked in savings! That´s something I didn´t even consider as a (hypothetical) option but you are right! Crazy numbers! If only they were real one day :D
I'm pretty bullish on what HBD can do for me. Even if they cut down the interest rate, it will still be a great investment.
Absolutely. Many people have let´s say 100k USD or even more on fiat saving accounts these days where the APR is just a fraction of what we have here.