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I actually don't use swap.bitcoin. I'm dealing with very very small amounts (max single use is 70,000 Sats right now) and for most of the time its 2000 to 10,000 sats which is $5 or less. So I just make sure I've bought enough Bitcoin on a major exchange and I'm covering this.

Maximum invoice 70,000 sats 39.84 Hive 43.03 HBD