Yeah, I totally believe it's not a scam, and I totally believe if the 20% APR started to cause problems in the future, it'll get toned down to a lower more manageable APR.
I'm saying, normally if you don't know how it works, you'll think that number is absurd, won't you?
Posted via D.Buzz
Yes, I am generally skeptical of a high apr and immediately look for the risk factors if it is something I am considering parking funds in.
If it isn't something I want to explore though I just keep my distance and try not to make assumptions!
If we don't see a sudden substantial increase in adoption of hive I think we have a couple of years runway at 20% before we approach the haircut again... but that is just my opinion.