I have a sizable Emergency Cash reserve for those emergency needs like furnace replacement, car repairs, home repairs, medical needs that Insurance doesn't cover etc.
With zero Interest rates and real inflation destroying the buying power of my reserve to the point that it's losing as much as I save.
Every once in a while I borrow from it for a big silver purchase.
Look as if may have make a Silver purchase and screw the premiums, physical is the real market and not the paper one.
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