Welcome @lindee-hammer, I feel the same way. I was late to all the crypto party. I was late to bitcoin...then ripple, then ethereum but now that I am on steemit, I work hard to make the best out of it. Feel free to come over on Slack and ask me questions. You'll discover how it is addictive to write when you see $ at the bottom of your post. :-)
Steem on!
It's kind of relieving to hear you were also late to the party - as you're definitely rocking out on here!
though even though we may have showed up 'late,' it's still SO early on and there's so many developments that haven't even been dreamed up yet. so, this is actually a pretty good time to catch up and develop blockchain literacy, as it provides alot of opportunity to get in on all that's to come - which should surely be way bigger than Bitcoin, Ethereum, and perhaps even Steemit. in the meantime, Steemit seems an awesome place to test the waters, learn how it's all working, and contribute to the movement...
I always think that there couldn't possibly be any new opportunities because everything possible has already been done, but of course that is not true. I'm sure there will be many more developments in the future even though I can't imagine what they'd be! Looking forward to learning more about all this cryptocurrency stuff.
who knew, we weren't late after all!