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We need to be smart in case of financial decision and it will very effective for us if we want to enjoy a debt-free life.

That's right, but unfortunately, not many people take precautions when it comes to Financial decisions

Someone learn by doing mistakes and some learn by watching others. Everyone learn it and it's just a matter of time.

There are some who never learn all their lives. They blame others for their failure

Nonetheless, there are some who will never learn all their lives. They blame others for their failures

That means they don't want to learn. how can one learn if they don't want to learn.

It is hard to avoid expenses that you make at grocery shop. Most of people bought household goods in credit and pay next day or the day after tomorrow or at the end of the month. It may be small or large debt.

Why buy groceries on credit, that's the least thing everyone should be able to handle without owing anyone

This is certainly true. Our attitude has a lot to do with our indebtedness or not.

Interesting reflection, everything is a matter of attitude and change of thought about money. I don't think anyone wants to be in debt.