I started my investing journey with silver bullion. This does not produce any yield but is known to be a well-known hedge against inflation which is all I wanted. My silver is my shit hits the fan money so I've something happening, I can pay for it and not need to sell off any of my stocks are cryptos.
Sounds like you are mostly into crypto. Sheet in crypto, anything can happen. China will ban it again or something, lol. Nothing wrong with that 20% on HBD, you compound them down and ohh boy and 10-15 years, Boo-Ya!