Hello friend @tonyr,
Thanks a lot for your very open and transparent comment here. I want to give you my best possible answer, but I have run out of time and "steem" for this evening...
I read and appreciated your responses to @sykochica and I want to alert you that I've extensively responded to her questions under her original article, and so you might find my responses there of some interest.
I do intend, God willing, to "get back here" and answer your questions in the near future.
Thanks for asking, and for your patience waiting for my answers! :D
Take all the time you need my friend and I wish you all he best until you return. I look forward to hearing what you have to say as always.
Hope you are having a great day!