I don't think it's a gender thing, as much as it is a knowledge thing . . . the majority of people in this country are not taught how to invest, or even how to evaluate a potential investment, and that is true for men and for women.
Hell, we don't even properly teach high school students how to budget or balance a checkbook, and that's a frigging crime. We are failing upcoming generations as a whole.
In my own case, I am a former stockbroker, and when I worked for a small municipal bond firm in Florida, I was allowed to do secondary trading for my own clients, which is highly unusual to say the least. In short, it gave me a crash course in investment analysis, in which I proved adept, which allowed me to make more money for my firm as a trader than I did as a broker, and allowed me to develop both a detailed and a big-picture viewpoint of potential investments.
I'm also a bit of a computer geek, have been online from the early days of the internet, and have always been interested in coding.
I have been told that, in many ways, I have more of a male perspective than female, and one of the people who thinks so is my husband. Perhaps it is because I have primarily worked in male-dominated industries, and have always had a wide circle of male friends.
In any case, I am the one who first got interested in crypto, researched it and brought it to the attention of my husband, and dragged him all but kicking and screaming into the future.
We are awaiting the approval of his Steemit account as we speak.
Most of the men involved in crypto don't have a lot of knowledge either. A lot of early adopters just bought Bitcoin because it was new and interesting. Then you have others who never traded in their life and learned how to become a sophisticated investor trial and error. So what makes some people willing to learn trial and error without anyone to help them or teach them or have any confidence in them while some others wait to be taught?
I think some people are just conditioned to have a greater risk tolerance, or at least that is the hypothesis I'm going with. I cannot find any better hypothesis for it but I do think if someone is waiting for an authority figure to declare crypto safe before they go and get involved it's going to be too late.
I totally agree.
I've always been willing to take calculated risks, as long as I have enough information to truly assess the risk, but many others see it as too much of a gamble.
But isn't that true of life as well?