I don't know why you have placed then head to head, but I'm quite sure you have got your reasons. But, to me I atteset to the fact that time is money. They are both valuable, if wasted you are doomed, as it will always boomerang, when you have got that money invest wisely. And, you have always gotten the time now, use it wisely before old age comes. Time is money. Spend it with care.... Lovely write-up friend...