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Currently banks are creating money from nothing, if someone takes a loan. That will be not true in case of crypto currencies. So the question should be who does profit from money? If you have a fair amount of money in a bank try to move it away and check what left over...

I don't have any money in the bank, but banks and governments money is here to stay, like crypto. Banks will adapt and make a profit on both of them, not die. If we like it or not. That's was my point. I'm not a bank fan but we need them.