I would take it a step further and say these programs are just a few of innumerable examples where government blatantly oversteps its enumerated authority in the Constitution. Government is not a moneylender. Government is not an insurance system. Government is not a retirement program.
Even if I put on my minarchist dunce cap and pretend there are any legitimate reasons for a territorial monopoly in violence, the vast majority of government agencies and institutions have nothing whatsoever to do with security, adjudication, or just law theory.