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I have no student debt. I worked summers to pay for my community college degree in drafting and design. I'm glad I didn't take on debt for a proper college degree in architecture, because I would have been graduating with a Master's and debt just in time for the '07/'08 recession to hit.

I did both, I worked like a trooper in a car park all year round and drank like a maniac on the weekends. When loans came out I snapped up two years of well and blew it all on nonsense.

Thankfully something prevented me from taking out the max and I managed to pay them off somewhat later when I was a tad more restrained.