@rok-sivante, Yes, Personal Development is really vital but for sure it's not an course and something related to the Schedule, instead it's related to our pursuing of thoughts and discipline, specially the study of inner world.
Yes, still people depend upon others when it comes to their improvement and development, but it's our job and we have to concentrate upon that and we have to improve ourselves through the Self Introspection.
Yes, the most negative point which follows by people is, they need easy path and they sometimes don't want to put efforts to improve in life, and this approach inturn will going to push us towards undeveloped situations.
We read life in an negative way that's why we face more pain and that means, if we face any issue then we will thing like, this should not happen to me, and we try to run from it, but this is the stage which arises to help us by pulling out us from the comfort zone which is gifting us Stagnancy.
If we want to attain success then first of all we have to face our fears and we have to overcome from it and that is because, our fears are real obstacles which always stand like hurdles in our path to stop us.
Wishing you an great day and stay blessed. 🙂