Hello dear @lightestoideas.
I think earning resource credits should be level based. The higher level the more difficult it is to obtain more resource credits. The difficulty would correlate with the amount of SP a user has as in it would take more SP to receive a certain amount of resource credits the higher the level, and less SP the lower the level of the user. SteemIt users with low resource credits or SP should get more options to earn SP without paying out of pocket.
This idea should be passed on by the engineers of @steem.
Thanks for comment.
Yours, Juan.
You're welcome! Thanks for sharing to the Steem Staff. -Ting