The whole system is meticulously stablished and regulated so the general public stay the hell away from crypto, it's even better if people do not understand what crypto is and how it functions as a protection against the robbery being done by the state/banking system. The harder the better, that's how they plan to fight us, because they know they can't kill cryptos.
It's the modern version of the 30's crisis when people run to the banks to withdraw their gold; difficulties, excuses and desperation... until finally they decided that owning gold would be a crime.
There should be some p2p markets with high credibility so we could bypass all this non sense bureaucracy, a complete free market where we can buy/sell cryptos according to our own prices.
We live in hope. They won't give up without a fight, that's for sure :)