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but sometimes they are super frustrating , for eg I can't store photos to my old hard disk, I can only copy from there to mac, and need to get new hard disk.

Ah, wow, I forgot about that. In the beginning I used to use Tuxera NTFS on my Mac so I cold write to Windows formatted drives (could be an option for you). Now I've formatted all my external drives in a Mac format and don't ever worry with Tuxera anymore :)

thanks for the info, I will check that out. I am still using windows at work so it might come in handy.