As the level of education increases, some things decrease in people. I think the most important thing is courage. Because you become more conscious, you take more solid steps. You do your calculations well.
Imagine opening a business. You make fifty calculations and open your business that way. You become nervous. You cannot feel well. Because you are aware of the risks. A person with a low level of education is not aware of the risks because he cannot think much.
That's why educated people are more discouraged than uneducated people.