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Ransom is only one possibility. This is only going to keep getting worse until they patch up the security vulnerabilities. For most people such as yourself you might want to use a hardware wallet and do not trust your computer too much. If you're someone in a position of power, then it's even worse because then you could be targeted individually by hackers.

In a way Steemit does have too much transparency in the fact that people can just look at everyone's wallet and know exactly who to target. Fortunately IP addresses are not easy to find but when a person clicks a link which takes them out of Steemit there should be a warning.

already use hardware wallet. yeah, i agree that too much transparency in here isn't a good thing.