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In the states that used to not pay you took your own life and then later change that, with the caveat that you had to have the policy for one year in most cases oh, so that nobody took out a policy to take care of their family when they committed suicide. They like to think that when somebody takes their life it's not done so methodically. The truth is nobody really knows but much like powering down in Hive it was to stop the Stampede to the cashier.

I like that the stampede to the cashier - yes I think something like that makes perfect sense. IT tends to be spontaneous and not something that is planned out a year in advance. It does suck that they refuse it over here. British companies can be right arses at times.