Personal physical security is always your responsibility, whether or not someone knows your account balance. This is why we live in a gated community with regular security patrols. I think, to some degree, what you invite into your life becomes your reality. I know people who focus so much time and energy on something bad happening that it seems like the universe goes, "Okay, if that's really what you want, here you go..."
As it relates to FIO, you can use whatever address you want and you can have multiple addresses for different purposes. You can connect your name to spending cash accounts only, for example.
Thanks for the extra information. I'll take a look when I've finished working on my taxes.
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