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It was a fifty fifty split between perfectionism (I was on a roll, making great money, and I procrastinated on a project because I didn't see the whole picture) and a fairly catastrophic financial blow not of my making that hit me just as I was resting on my laurels.

And after that, inertia...

But I'm ready to kick ass again, big time!!! #NoExcuses

Inertia is definitely a force to consider, up and down. Would be nice to have it working on ups a bit more :)