I agree very much with your post. There is so much in life that we miss out on because we do not want to leave our comfort zone or due to fear. Fear of the unknown, fear of failure, judgement, the list goes on and on. But by developing a clear vision and honestly assessing where you are in terms of reaching that vision is the way to go. I would like to also add that you will probably not know the roads to take to get to your future self so that is why I feel it is so important on having a mentor that has what you want in your life. Following the footsteps of another successful person (and I mean this in a way that isn't necessarily about money or status) and learn how to become and have what you so desire. Association matters! If you want to elevate your mindset and your dreans, you need to associate with others who will lift you up not bring you down.
Thank you for sharing!