To me, the 2nd option doesn't make sense at all. If we send our Steem to Tipu and tipu power up, and then send us profit, then isn't it a good option that we simply power up and delegate to tipu? Sorry, I have had a lot of terrible experience in the past; i lost lot of money when I invested with someone, so I will feel safer only when I am in control of my money.
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That's all OK, please feel free to delegate only :)