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I have some devs that I bounce ideas with. Hope something will come out of that.

I see POAPs be highly under utilized on most chains for example. Also e-commerce still very undeveloped on web3.

e-commerce indeed interesting aspect that can be expanded. We have some ideas on roadmap, not sure if we are able to allocate resources this year but definitely something we want to work on.

Payment is changing dramatically, from the hardware (use of NFC) to software (app/phone payment). Yet crypto seems stuck in 2014 way of wallet payment through QR. 10 years later, not much has changed.
The same way online with marketplaces and UX, payment process, passwords, etc. Even the nft marketplaces are not very innovative on the checkout process.

Changing to what way of payment if not QR on mobile?

Like modern payment systems at your Japanese subway or Dutch food store, contactless.

Right, NFC is good way. Maybe I misunderstood your last comment

I mean you can always innovate, and create a new protocol to pay. But at least in Crypto, we haven't changed.