Should we be worried about all these rate rises?
The Good Lady said from across the breakfast table. She was reading the news on her phone and her eyes had that squeaky pleading quality of a mouse caught in a trap.
Rate rises? You mean mortgage interest rates and all that shizz baby?
I gesticulated with a half-eaten piece of toast in my hand. Fortunately for me, it was myself that had eaten the half that was not being gesticulated with, so I helped myself to another bite.
Yes, there seems to be so much bad stuff in the news lately. Are we ok, money-wise?
She looked up briefly, a spoon of something that looked like dried bark and rat droppings hovering halfway between the bowl and her mouth.
Money-wise? Hell yeah, baby. We're good. Don't worry about a thing. Daddy-Bear has taken all of our money out of the bank and hidden it away in the basement.
I winked and nodded my head in the general direction of the floor as if it was the skin of a giant peach and we were both caterpillars.
Oh God.
The Good Lady heaved her shoulders up and then let them fall. Almost as if she were exasperated at something.
We don't have a basement.
She said flatly.
What?! Then where the fuck has all our money gone??!
I growled as I scanned the floor for our missing basement.
So if we can be serious for a moment, are we ok? I mean, you do the bills and all that so I hope you would tell me if things were looking bad.
She put a spoon of her milky cereal muck into her mouth and chewed thoughtfully her eyes fastened unwaveringly to mine.
I paused in my search for the missing basement and exhaled slowly. It looked like it was time to fess up.
Ok. Don't be mad. Seriously. I have our best interests at heart so I made some financial decisions that I think are going to play out well. But you have to hear me out ok?
I took another reassuringly buttery bite of toast hoping it wouldn't be my last.
Financial decisions? Without discussing it with me? Do tell?
The Good Lady's voice had that dangerous edge to it as if she were a baker and someone had suggested she make her cinnamon swirls with a mould.
Well, it's like this. You know the old crypto shenanigans? I got invited to a Telegram group, like a big chat thing to discuss the next big crypto thing.
I leaned forward and took the Good Lady's hand reassuringly before continuing.
One of the guys in the chat group was a Guru and he was telling us all about the opportunities to buy this new coin. BEAN coin. It's revolutionary apparently. Lots of real-life use cases. Something to do with AI. So you buy this coin and you stake it to get a governance token called STALK. If you have a thousand STALK you can start minting your own EGGS and EGGS are like on sale for five hundred dollars or something.
I beamed proudly at her.
So whatcha think? You like?
The Good Lady looked aghast. as if I had literally gone into the garden and mated with that sassy lady fox that keeps hanging about giving me the glad eye in the evening.
Haha. You obviously didn't. You are teasing me arent you? I mean, you wouldn't be so stupid?
Her voice wobbled a little as if she had a fear that I was indeed such a fucking numpty that I would buy into such a scheme.
Wahahahahah! Of course, I am teasing. Don't worry baby. Everything is ok money wise. I am on it. In fact, I have put our money in a very special safe place.
Once more I winked at her and nodded at the floor.
She looked at me and shook her head.
Please don't say the basement.
She looked at me pleadingly.
I nodded happily.
That's right baby! The basement!
The Good Lady picked up her bowl and stomped off to the kitchen muttering something about arseholes.
I leaned back and let out a sigh of happiness.
It's a good life really.
Bean might be a better option than Blurt. 😁
Becca 🌷
Haha, I think that is most defintootly true! Anything is better than that! 😀
I think so too, stem and beans included.
Becca 🌷
Overhere I did put all savings safely down the drain. Can't go wrong there really.
It's a safe place, safest than many crypto ports!
The only bloke ever that can say. "Interest rates go up by 1%. I got it covered honey. I'll just do up a post of pissing in a mates pint or the creepy boss. One week later sweet sweet crypto gold."😂 🤣
Heh heh, its a good superpower :OD
Haaaaa, your jokes are quite strong Haaaaaaaa, better to have a basement and put the money there than the investment you are talking about and in which many have fallen, a very subtle way of drawing attention to people who let themselves be influenced by this kind of stuff , but , man , some people are pretty greedy and lose their brains watching this .
Hey, I'm sure the good lady knows you were joking, but give her more peace of mind, women care a lot about the economy, something us men handle very well :)
It's always the greed that gets them in the end!
She knows the truth and just humours me when I talk my nonsense 🤣🤣
The basement blockchain is doing really well, actually.
It's where all the cool people hang out apparently 😀
Ha! You spilled the beans!
I think there is always one person in the household who is delegated to handle the financials although usually (in an equal relationship) both are involved in life-changing moves. So a little creative movement isn't all that unusual, but, the person who isn't doing it has got to have a lot of faith in the other.
I believe you are faithful! :)
A few years ago, if people didn't refinance those huge mortgages, they were crazy! It cut some of the payments in half, and now you could pay it off twice as fast. Frankly, I am against buying more house than you can afford...but that is a post of a different color.
The basement! Although, the snob in me calls it a lower level because a basement sounds so Nightmare of Elm Street-ish. Doesn't it? Well, I guess it could.
Anyway, that is where I keep mine because banks are no longer safe. What happens when they freeze our accounts and we cannot get our money? We'll just use crypto, right? Let's see them freeze our invisible money!
Oh, wait... that is what they are going on about.
Waves to Boom!
Big waves to Denise!!
They are coming for our crypto and when they get that they will come for our basement money. They are buggers!!
Hehe, lower level indeed. It does sound much nicer!!
Your basement is missing? In that case you might be interested in the brand-new DeFi platform we just launched. It's called UndergroundFinance®. Stake BASEMENT tokens to start earning the DUNGEON governance token. Once you have 69 DUNGEON you'll be eligible to receive daily returns paid out as SEX reward tokens. SEX tokens can be used to purchase a wide variety of products and services on our marketplace, including the option to hire a private investigator for the task of locating your missing basement.
I'm in, I can't wait to be swimming in SEX tokens after some diligent BASEMENT staking!!
DeFi live is the only life!!
Haha, this brought back so many memories of some of the cringe-worthy projects I've seen in the past seven years. In hindsight it seems even more crazy the kind of things we were throwing money at.
I probably would have been sleeping in my car for a while if that exact conversation went down at my house. At least I could put the Tesla in "camp mode" and be comfortable during my exile.
I was waiting for mention of the "unfriendly giant" since the coins were called BEAN and STALK : )
I was almost going to put in something GIANT related, lol
Yeah, I've seen them too. Always the same pattern, buy this to make that, buy more to earn some useless token with no utility but marketed as having deep utility. Madness!
Geez Louise must have felt in a tight squeeze there, you lucky the bowl never became a missile toward your head.
Your crypto sure grows dandy along some very strange naming tool, now that is what I would have called him old fart with no brains, waste of oxygen, Numpty from a Scot, well said!
All the EGGS in one basket?, be sure not to stagger...
!LOLZ - always enjoy a light read, now have a great weekend!
!LUV
!WINEX
lolztoken.com
And I'll show you A-flat minor.
Credit: reddit
$LOLZ
(6/6)
PLAY & EARN $DOOM
@meesterboom, I sent you an on behalf of @joanstewartNever all the EGGS in one basket!!
I do like to judge it so that I don't find bowls a flying at me 🤣🤣
Have a great one missus!!
Raise a glass to that at sunset, enjoying your summer I hope, out and about!
We have had a rainy blip but I'm still enjoying that at least it isn't cold. Got to take pleasure in the small things!!
Small things all add up, after the rain it always smells delightful outdoors. 🌞 hope it arrives again soon.
Haha... CAKE and SYRUP spring to mind. I think the former is still knocking around but I..., don't dabble in word-associated nonsense tokens. We don't have basements here, wrong country for that!
Its too wet here for basements unless you are the super wealthy then its bond villain lair a-go-go. As they are doing in London!
Yeah, I saw a token the other day and it was full of that manipulative buy this to stake these and get this you can mint this with. I was like, fuck off!
Numpty....one of the greatest words in the English language alongside 'nesbit' and 'pratt', all words I genuinely teach my ESL kids I'm proud to say :-)
Of course, if she replaces the words egg and beans with Leo and Cub, then checks your blog, you might be up shit creek without a paddle lol
Dig my friend, basements also make great fallout shelters when the crazy Ruskie bloke loses the last of his marbles!
At least the better half will have her mind taken off the interest rates then. :-)
NMumpty is good innit! Prat too!
My blog rests solely upon the Good Lady never checking it to see in real life what could be happening. hehe.
I am disappointed in my basement. We have a floor space which isn't even a meter deep. I had great things planned! Maybe I should just start digging!
You need to go full on Colin Furze!
Fucking hell. He is a nutter but my kind of nutter!
Yeah, he's absolutely barking and a great engineer. I bet his neighbours love him...apologies if I've set you on the You Tube train!
I have folloowed the funker. I love that kind of shit! No apologies required!
Since last few days, I am being bombarded with the news of AI tokens and their use cases. As it is very new concept so we have to wait and watch what the future holds for us. I laughed a lot when you said you mated outside with that sassy lady fox. How did you imagine to mate with her?
Haha, I bet they are all jumping on the AI bandwagon. Anything to shill and sell their worthless nonsense!
BEAN, STALK, EGGS...the whole idea sounds both made up and also completely plausible in the crypto world... lol
I had to look up to see if BEAN exists and of course it does. I'm not surprised that someone managed to tell the whole jack and the beanstalk nursery rhyme story through crypto tokens.
Fecking hell. I never even thought to check but as soon as your said you did I knew you were going to say that there was such a coin. Bloody crypto. I will have to change the name of my scam now. I mean project!! 🤣🤣
hahaha!
:0)
Lol. Well I saw BEAN but not stalk so I just figured that I wasn't looking hard enough
I bet there will be a STALK if there is a BEAN! No point in looking it's almost so guaranteed!
Haha well thats true
Uh oh.... everyone's Good Lady is supposed to know what IS with finances.
I didn't have that issue when I was married, because he didn't want to take care of the money, so I did. LOL ! Not that there was so much of it to cause worries.
....and crypto didn't exist at the time.
Rates on everything seem to be steadily going up. I bet that's a question on a lot of people's minds.
I had to start taking care of it when we kept getting penalty fees from the bank for various things as the good lady for all her good bits is body awful with money!
Everything is going up except wages or seems!! It's pure shite
Uh oh ! Yeah, I have a sister that used to be like that. Kind of gave their credit rating a ding before she confessed to her hubby. He is great with money, but he had no idea what all she had been juggling behind the scenes. It wasn't malicious on her part, just stuff she thought she could handle in a timely fashion that turns out she couldn't.
The poorer level of living is going to grow much larger if the price hiking doesn't get turned around.
That was exactly the same as my ex-wife of many moons ago. She was more blatant though and just spent everything we had and a lot more besides. It was a dark time!
You ain't kidding with that. People will not be able to afford the basics and that's when things go bad south
Grand scale thievery appears to have really gotten worse over here or at least that is what it looks like to me. I do believe it will only continue to get worse if the economy continues to go down. Such a sad sight to see in a country that at one time had so much potential.
Its the exact same here. I am thinking it is a Western or capitalist curse that countries eventually go up the swanny because the greed goes unchecked and the rich just want more and more and more and will genuinely not be happy until everyone else is a skivvy!
I put all my money into HBD Savings, $SCRAP and Golem $PART ….. my kids are mining on Terracore while I sleep. We will soon be millionaires thanks to Hive and Nostr.
My wife also thinks I’m crazy.
On Nostr all my posts get #zapped ⚡️ With Satoshi tips (Bitcoin) . Https://Nostr.com
So much Free money it’s ridiculous 🐝 https://Getalby.com
I've never even heard of these things. I'm out the loop. Although you had better stock up on BEANS or you will miss the moon shot!! 😀😀
I will definitely stalk up on beans. Where is the best place to buy them ?
But you should also get some Ostrich eggs on Nostr. Everyone is moving to Nostr.
I think I am happy here but I might check it out, I usually have a swatch of the new shiny things! :OD
It’s nice to check out other trending places like Nostr to see how good we have it over here. Hive is about 7 years ahead of everyone else. I don’t understand why the price isn’t already at $100,000
One day it will surpass a dollar again, I am sure of it!
It is good to keep ahead of the game when the newcomers come along!
Yes…
I ask a lot of Hive questions over on Nostr to see if people know about Hive.
So far I am the only one who knows about Hive.
https://damus.io/note188x4nadr774ctqc2vqyzyd3t3fn7a0t9nahu58fvmnczxl7m696sychupc
I thought peeps hide their money under mattresses... Tho, askin for a Fren where exactly that basement is located ser? :-D
Oh, the missing basement.. didn't see that coming !LOL.
Seriously you never miss to make me laugh and woah, ending and that twist, ROFL.
Every crypto influencers on twitter launching their next biggest crypto thing perfectly summed up.
Life lesson #70: Never make financial decisions without telling her.
I am thinking about setting up BEAN coin. All I need to do is copy someones white paper and change the name of the coin and add in a sentence or two about it being powered by a revolutionary new approach to AI - Cant lose!
Am gonna be rich! :OD
Only scheme with 99.9% success rate.
Thats the one. Guaranteed insane returns!
lolztoken.com
He was banned from the zoo.
Credit: reddit
$LOLZ
(1/2)
ENTER @WIN.HIVE'S DAILY DRAW AND WIN HIVE!@meesterboom, I sent you an on behalf of @idksamad78699
Ufffff, my dear friend, this is how I do with my husband to have where he keeps the cove and take out that money to reinvest in what gives us tranquility, well-being, productivity, and that increases in the present business. I understand your wife.
Do I think economics/finance is one??? Worldwide... that ends up in our homes.
Hugs to you with all my affection🌺
If the investment returns tranquility and weel-being then there is no bad side to that!
Economics and finance, it all boils down to the same thing in the end!
Hugs!
Back in the day... when the dot-com bubble burst. Someone did the math...
If you had put all the money that you'd invested in Nortel into buying beer. At this point in time, the proceeds from returning the empty beer bottles for the deposit is worth more than what you could possibly get back from the stocks.
But ... as you so brilliantly pointed out ... if you'd instead hidden it in your basement ... well ... you'd still have that money.
Genius😀.
The basement is where its at :OD
That would have been a sore one for an investor in Nortel to read after the fact!
Ouch man, there are so many people hurt out there whilst a small amount creams off the best. Although it can be argued that you really really have to DYOR!
Everything was grey back then. i.e. One could financially state that their product was shipped as soon as it left their dock. So, in theory, they could load an infinite number of transport trailers full of the parts to build a product and park those trailers in the parking lot on Dec 31. Then, on the morning of Jan 1, you could RMA those products stating that they didn't work, needed repairs. Bring it all back into the shop and build the product and ship it. Recognizing the revenue up to a year before you actually made the product. Hypothetically speaking of course.
Always hypothetically speaking!! Hehe.
Yeah, there were so many things that could be gotten away with back in the day. They still can but have to be more clever and hide everything behind a million shell companies!
Once upon a time, people were getting variable-rate loans for mortgages. I think my parents had one in the '80s. At the time, interest rates were working their way down. It was advantageous then. Now, it's a good thing to lock in a low rate and refinance entirely if rates drop enough to make it worth the paperwork hassle.
But I suspect those who bought in the last few years are looking at being upside-down soon if the housing bubble collapses again. And heaven help anyone who got a balloon mortgage in a house-flipping scheme that fails. Unless that is the case for you, the Good Lady has little to fear.
We paid over the odds for our house to get one where we wanted but fortunately it was the middle of a boom and there have been some hefty price increases locked in since then and all the while we have been paying it off like a bastard. I think we have two to three years left on our fixed rate. I hope things have calmed somewhat by then!
I had a variable rate back in the day roundabout 2007/8 just after the financial crash as the rates just lept falling and it made perfect sense. Iwould never go for one right now!
Hahaha!
does she still not know about Hive? ;<)
She does but not enough to dig in and really know about Hive!!
🦖👍
Wasn't the bean coin real? What do you mean? I invested about 1000 dollars there and I was aiming to have my own eggs soon :/
Oh yes, it's real. Your eggs are minting Anna will be with you real soon. Well, as soon as you pay the withdrawal transaction tax 🤣🤣
I haven't paid anything like that. I guess I'll have to pay some more, then I'll have enough eggs to be a millionaire! 🤣🤣
Just keep paying and all will be well. And if the SEC asks them you don't know me... 😜😜
This is financial advice. VAPE, it's a smokin token. The more VAPES you hold, the more PUFFS you collect which generate TOKE. It's token with no N.
Man, this is first gen degen info right there!! I gotta stake this INFO in the BANK and start generating some INTRST tokens.
I love the 21st century!!
BEAN to the moon!
Is that the one with something like gas called GOOSE?
We're in the fortunate position of not having much mortgage now. I know people say that rates were much higher a few years back, but houses are much more expensive now. We did a self-build and it worked out well for us.
I do still hope that $HIVE will go up again though. A lot of people could benefit from that.
Goose and gas and beans, it can only mean good things!! 🤣🤣
By the time my fixed rate runs out I won't have a huge amount left. In mortgage terms at least. Hopeful hive cracks the dollar and stays above for ever more and we will all be laughing!
My previous @v4vapp proposal has expired. I have a new one which is running but unfunded right now. I'm still running @v4vapp and all my other services.
I've just updated v4v.app and I'm getting ready for some exciting new features after the next hard fork.
Please consider asking your friends to vote for prop #265 or consider unvoting the return vote.
For understandable reasons in the current crypto climate it is harder to get funded by the DHF, I accept this so I'm asking a wider audience for help again. I'll also add that I power up Hive every day and usually power up larger amounts on 1st of the Month. I'm on Hive for ideological reasons much more than for only economic benefit.
Additionally you can also help with a vote for Brianoflondon's Witness using KeyChain or HiveSigner
If you have used v4v.app I'd really like to hear your feedback, and if you haven't I'd be happy to hear why or whether there are other things you want it to do.
My previous @v4vapp proposal has expired. I have a new one which is running but unfunded right now. I'm still running @v4vapp and all my other services.
I've just updated v4v.app and I'm getting ready for some exciting new features after the next hard fork.
Please consider asking your friends to vote for prop #265 or consider unvoting the return vote.
For understandable reasons in the current crypto climate it is harder to get funded by the DHF, I accept this so I'm asking a wider audience for help again. I'll also add that I power up Hive every day and usually power up larger amounts on 1st of the Month. I'm on Hive for ideological reasons much more than for only economic benefit.
Additionally you can also help with a vote for Brianoflondon's Witness using KeyChain or HiveSigner
If you have used v4v.app I'd really like to hear your feedback, and if you haven't I'd be happy to hear why or whether there are other things you want it to do.