Are you sabotaging your financial goals?
One way to sabotage your financial goals is not to have a budget. Or if you do have one, you don't follow it.
It doesn't take a Ph.D to prepare a budget. A simple list of income, payments, and expenses is all that is needed.
It is from this list that you can see if you are spending too much. It is here where you can see where you can save.
List all your expenses
It may take a week or two months, but it will require keeping invoices or receipts for everything you spend.
List them in a notebook, or a spreadsheet, or a computer program, or an app. Get a handle on your money until you know exactly where everything is going. Keep track of everything to the last penny--- what and how much.
With your list, you will know your expenses: what you are spending on how much.
Find ways to save
Analyze your expenses. Go through it like a fine-tooth comb.
Can you reduced your expenses? Can you eliminate any spending? Cigarettes, alcohol, gambling? Eating out? Coffee?
Can you see where you can save?
Silver Vessel Logo Bar
An old ship sailing on to the seas...
Ultra high relief... rustic finish.
3.9 troy ozt, .999 five silver
Very pretty!
I started documenting my hand-poured silver bars late last year about 7 months ago.
In case you interested...
Hand-poured Silver Bar No.59, No. 58, No.57, No.56, No.55, No.54, No.53, No.52, No.51, No.50, No.49, No.48, No.47, No.46, No.45, No.44, No.43, No.42, No.41, No.40, No.39, No.38, No.37, No.36, No.35, No.34, No.33, No.32, No.31, No.30, No.29, No.28, No.27, No.26, No.25, No.24, No.23, No.22, No.21, No.20, No.19, No.18, No.17, No.16, No.15, No.14, No.13, No.12, No.11, No.10, No.9, No.8, No.7, No.6, No.5, No.4, No.3, No.2, Hand-poured Silver Bar No.1.
😍#ilikeitalot!😍
Best Regards,
I am not a financial adviser. This article is not meant to be financial advice. My articles on cryptos and precious metals share my personal opinion, experiences, and general information on cryptos and precious metals.Thank you for stopping by to view this article.
I post an article daily. If you like what you see, please upvote, leave a comment and I will surely respond. I hope to see you again soon!
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Saboteur Bird, be careful what pets you bring home!
Silver Vessel is a fine Pourer and I am proud to have his number 33 bar from the Big Lory Auction.
Always, with Love 🤗 🌺 💖
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Ah... Big Lorry... always makes me want to cry!
Silver Vessel discovered his passion/s in the Silver Stacking community.
Hug and kisses sis 🥰🌺🤙!!!!
Look at that high relief textured beauty you have there! 😍 Outstanding choice @silversaver888 - I see why you were drawn to it.
Not a bad investment either 🤑
It is one of my favorite bars. It is unassuming, rough look, yet a very polished finish.
I love it, @bdmillergallery!😍
ooh i like the depth on that bar, i poured a ship today but video didnt record for some reason
Yeah, super chuncky!
I'd like to see that ship you poured today!
That SV bar is a stunner saver 💥
…and great suggestions to save more cash — my budgeting is terrible!
Hahaha... well, it is just a suggestion.
The bar is great to hold.
Quite substantial!
how are you dear friend @ silversaver888 good night
Excellent tips to start saving. It is very true what you say
I love these hand-poured pieces that you show us. congratulations on your admirable collection
have happy dreams
Thank you @jlufer!
And truly, a lot of people just don't want to be bothered by doing budgets!
I'm glad you like hand-poured silver!
Have a good evening!
Yes, indeed, @stokjockey!
3,888
Very high relief Silver bar @silversaver888!
I like the Reverse as well, with the small sailing ship in addition to the 3.9 Fine Silver. I always like the larger Silver pours like this one, it gives the bar a more substantial feel so very nice! 😀
I know you like the size... I noticed that with your stack, @silvertop 😀
You know me very well @silversaver888 ... having fun and stacking!😀
A very nice hand pour sis! The relief is awesome as well. A good piece for the permastack! Take care and thanks for sharing!
Very nice indeed!
It's one of my favorites.
Hugs and Kisses sis 🥰🌺🤙!!!!
🤗😘🌸💖
Thanks, @pixresteemer!
View or trade
BEER.Hey @silversaver888, here is a little bit of
BEERfrom @pixresteemer for you. Enjoy it!Learn how to earn FREE BEER each day by staking your
BEER.Thanks to @pixresteemer!
Everyone needs some sorts of financial discipline at a point in life...if not, reckt is lurking somewhere
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Very common here is living up to their income... when they get a raise, they get bigger cars, etc., and there is nothing wrong with that... I guess it is all a personal decision.
Thanks for checking this out, @mistakili!
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STOPTo support your work, I also upvoted your post!
Check out the last post from @hivebuzz:
Thanks @hivebuzz!
You're welcome @silversaver888, we hope you had nice happy buzzy week 😊👍🐝
Nice one, ship on silver plate is great.
Awareness of your budget is indeed an important thing
Indeed, @orlandumike!
I am quite a bit far from retirement.
Wait... what it takes to retire is sufficient income.
Hmmmm....
Indeed, @orlandumike!
I am quite a bit far from retirement.
Wait... what it takes to retire is sufficient income.
Hmmmm....
This post has received a 100.00% upvote from @fambalam! Join thealliance community to get whitelisted for delegation to this community service.
Thanks, @fambalam!
Thats a very cool piece and sound Advise,
And that what I have been doing with analyzing expense, going into retirement my income changed and adjusting to what is best for us has been interesting shallI say
@tattoodjay, isn't retirement good!
You are in your full first year?
It is great that you know what to do and what it takes.
Ohh yes year two now and loving it
Hehehe... for as long as you have adjusted your spending to your income, retirement is bliss!!!
BWT I posted a day early for Wednesday Walk, @tatoodjay!
Exactly and off to check your post now 👍